WHITE PLAINS, N.Y. -- With health insurance open enrollment here, millions of consumers often become overwhelmed with complex information on policies, premiums and coverage. To clear confusion and help with decision-making, White Plains Hospital is offering a free, downloadable guide for consumers to help them make informed decisions.
“Our goal is to help people in the community avoid unexpected healthcare costs,” says Joseph J. Guarracino, CFO of White Plains Hospital. “Whether you are using an employer-provided plan, or evaluating coverage on the health insurance exchange, it’s important to consider how much coverage you might need, how much your monthly premium will cover, and what you may be responsible for if you have a significant health event.”
The free guide is available through the hospital’s website and offers the following information:
- Tips for estimating how much coverage you will need
- Financial strategies for funding expected healthcare costs
- The risks and benefits of choosing a high-deductible health plan
- A glossary of key health insurance terms
- How provider networks work and what they cover
Since the Affordable Care Act created state health insurance exchanges, the number of people with health insurance has grown. However, as more and more consumers are getting the health coverage they need, the decision-making process is difficult and available information is hard to comprehend. In fact, a 2016 Harris Poll reported 41 percent of employees found their companies’ open enrollment process “very confusing.”
The health insurance guide can be downloaded through the White Plains Hospital website, and will be available in waiting rooms at the hospital, and through its outpatient medical facilities in New Rochelle and Armonk through the end of January 2017.